WhatsApp users might have to verify their ID for payments


WhatsApp users may soon have to verify their identity to make payments on the platform, according to an XDA report released on Monday, October 25, indicating new channels in the latest beta of WhatsApp.

WhatsApp Pay in India verifies the phone number linked to the user’s bank account to authorize UPI-based payments, while Brazilian users validate their credit or debit cards to make payments on the messaging app through Facebook Pay. Neither requires users to submit identity verification to make payments – yet.

But the XDA report notes that the beta of WhatsApp v2.21.22.6 includes new channels that suggest that may change soon. XDA assumes that WhatsApp could launch WhatsApp Pay in a new part of the world and current users won’t have to verify their identity – or that verification could be tied only to WhatsApp Pay users who want to receive money at commercial purpose.

Google Pay, PhonePe, and other UPI-based payment apps don’t require users to verify their credentials to transfer or receive money, but PayTM and other wallet apps require verification of your knowledge. client (KYC). A wallet feature for WhatsApp Pay would require users to verify their identity.

There has been no word from WhatsApp on whether there will be a change in the identity verification process, and the new channels are still in beta testing, so there is no timeline for. know when they will be fully deployed – or if they will be at all.

Related: WhatsApp plans Snapchat-like functionality for iPhones

In July, WhatsApp announced that it was working on new features to allow users to view photos and videos just once, which would allow photos and videos to destroy themselves after a certain amount of time.

Unlike Snapchat, the new feature in WhatsApp’s iOS app will not indicate whether someone has taken a screenshot. The new feature will allow users to send media, which will instantly disappear from their cell phones. It will also disappear from the recipient’s phone once they open it once.

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